Do Roofers in Westminster Need to Be Licensed and Insured?

Picture this—you wake up to the sound of dripping water. You look up and realize your roof has sprung a leak…again. It’s time to call in the pros. But as you start scrolling through endless lists of Westminster roofing contractors, you realize something: how do you know who to trust with your home?

At Mile High Roofing Services, we’ve heard the horror stories—fly-by-night roofers who vanish halfway through a job, contractors who cut corners, and worse, homeowners left footing the bill for damages because the roofer wasn’t insured. That’s why we’re passionate about doing things differently. As a family-owned business with over 12 years of experience (and an A+ BBB rating to back it up), we believe that honesty, quality, and transparency shouldn’t be optional—they should be the standard.

One of the biggest questions we get from homeowners is, “Do roofers in Westminster really need to be licensed and insured?” The short answer? Absolutely. And today, we’re breaking down why it’s not just important—it’s essential for protecting your home and your wallet. Plus, we’ll show you how Mile High Roofing Services makes sure every project we touch is done right, the first time.

Let’s dive in!

Why Licensing Matters When Hiring a Roofer

Licensing isn’t just some fancy title—it’s proof that your roofer knows what they’re doing and follows the rules.

The Importance of Licensed Roofers

Think of a roofing license as a roofer’s badge of honor. It shows they’ve met specific standards, passed tests, and understand the local building codes inside and out. While Westminster doesn’t always require licensing for every minor repair, major roofing projects or insurance claims often do. And trust us—you don’t want someone without the proper credentials working on your home’s first line of defense.

Licensed roofers also bring a level of accountability. If something goes wrong, you have legal recourse. Plus, many homeowner’s insurance policies require licensed professionals for coverage to remain valid. It’s a small detail that can make a big difference when you need it most.

How Unlicensed Contractors Can Cost You

We get it—sometimes those low bids from unlicensed roofers seem tempting. But there’s often a hidden cost. Unlicensed contractors may lack the proper training, leading to shoddy work that could cause more problems down the road. Without oversight, they might skip crucial steps, ignore building codes, or use subpar materials—all of which can jeopardize your roof’s integrity.

Even worse, if their work causes damage to your home, you could be left holding the bill. Many manufacturer warranties also become void if an unlicensed roofer installs their products incorrectly. That’s why at Mile High Roofing Services, we stay fully licensed, so you never have to second-guess the quality of our work.

 

 

Why Insurance Is Non-Negotiable for Roofing Contractors

Roofing isn’t just another home improvement project—it’s dangerous work. Without proper insurance, any accident on your property could become your financial responsibility.

Types of Insurance Reputable Roofers Should Have

When evaluating Westminster roofing contractors, two types of insurance are non-negotiable:

• General Liability Insurance protects your home in case the roofer accidentally damages your property during the project. If a contractor breaks a window or damages your landscaping, liability insurance covers those repairs.
• Workers’ Compensation Insurance ensures you won’t be held responsible if a worker gets injured while working on your roof. Roofing is a high-risk job, and without this coverage, you could end up paying medical bills out of pocket.

The Risks of Hiring Uninsured Roofers

Hiring an uninsured roofer might save you money upfront, but it exposes you to significant risks. If an accident happens, you could face thousands in unexpected expenses—not to mention potential legal battles. Even minor property damage can turn into a headache if the roofer can’t cover the costs.

At Mile High Roofing Services, we’re fully insured for your protection. We carry both general liability and workers’ compensation insurance, so you can have peace of mind knowing that, no matter what, you’re covered.

How to Verify Licensing and Insurance

It’s one thing for a roofer to say they’re licensed and insured—it’s another to prove it.

Questions to Ask Your Roofing Contractor

Before hiring any roofer, be sure to ask:

• Are you licensed to work in Westminster?
• Can you provide proof of general liability and workers’ comp insurance?
• Do you have certifications from reputable manufacturers like Owens Corning or GAF?
• How long have you been in business?

A reputable contractor will have no problem providing clear, verifiable answers. At Mile High Roofing Services, we encourage homeowners to ask these questions. We’re proud of our credentials, and we believe transparency builds trust.

Red Flags to Watch Out For

If a roofer hesitates to show proof of licensing or insurance, that’s a red flag. Be cautious of vague answers, verbal agreements without written contracts, or bids that seem too low—they often come with hidden risks. Trustworthy Westminster roofing contractors will always be upfront about their qualifications.

 

 

Why Hiring Licensed and Insured Roofers Protects You

Choosing licensed roofers and insured roofers is about more than just following regulations—it’s about protecting your home, your family, and your investment.

When you hire a licensed and insured roofer, you’re not just getting someone who can hammer shingles. You’re getting a professional who follows local codes, uses proper materials, and works safely. Plus, if anything goes wrong, you’re covered. It’s a simple decision that can save you from costly headaches in the future.

At Mile High Roofing Services, we take pride in doing things by the book. From the initial inspection to the final shingle, we ensure every step meets the highest standards. Our team is trained, certified, and committed to delivering quality that lasts.

Why Choose Mile High Roofing Services?

When it comes to Westminster roofing contractors, we know you have plenty of options. So why choose Mile High Roofing Services?

For starters, we’ve been serving the community for over 12 years, and we’ve maintained an A+ rating with the BBB the entire time. We’re a family-owned company that treats every home like it’s our own. Our team is fully licensed, insured, and certified by leading manufacturers like Owens Corning.

We also believe in keeping things simple and stress-free. That’s why we offer free estimates within 24 hours, and we never ask for payment until the job is complete and you’re 100% satisfied. It’s how we’ve built trust with homeowners across Westminster—and why so many of them keep coming back.

Ready to Work with Trusted Westminster Roofing Contractors?

If you’re searching for licensed and insured roofers who get the job done right the first time, Mile High Roofing Services has you covered. From simple repairs to full roof replacements, we bring the expertise, honesty, and attention to detail your home deserves. Give us a call at 303-906-6452 or send an email to [email protected] to get started. You can also request your free estimate today and discover why Westminster homeowners have trusted us for over a decade. Let’s get your roof done right—no risks, no shortcuts, just quality craftsmanship.